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Architectural studio Križnjak is a team of architects and designers with 17 years of experience and international recognition for their work.

Architectural studio Križnjak is a team of architects and designers with 17 years of experience and international recognition for their work. Behind them are a large number of realizations in projects of business, residential, public and tourist purposes and interior design. A complete and individual approach characterizes the work of the office, which offers clients a wide range of services: preparation of complete documentation, obtaining permits, conceptual, main and implementation projects, and supervision in the execution of works. Projects such as residential buildings, family houses, sacral and industrial buildings and interesting interiors of residential and business premises are only part of the work of the Architectural Studio Križnjak. The founders are also the heads of the interior section at the Society of Architects Zagreb. Of the previous awards and recognitions, it is worth mentioning the international award for the best sacral building for the Church of St. Luke the Evangelist in Travno, which was included among the 5 best buildings in the world in the category of public and communal buildings at the World Architecture Festival in Barcelona. A series of successful projects continued in 2019, when the lobby and entrance area of ​​the Zagrebtower business tower were awarded at the international festival BIG SEE Interior Design Awards in Ljubljana. The lobby refurbishment project is an investment by which the owner of the building aimed to create a basis for quality "brand management" for his clients, office tenants - an attractive entrance space of the building will give clients of all businesses in Zagrebtower an important first impression and association with the brand. A special topic is hybrid spaces that combine several functions and whose purpose cannot be classified into only one category. One of such projects was the arrangement of the business unit of the pharmacy, taking care that the users and employees were equally satisfied. The pharmacy is a typologically demanding facility, since it is at the same time a primary health care institution, a small-scale laboratory facility and a sales and service space. Renovating the interior sends a strong message of care for the user and employee, and the positive result is confirmed by the increase in sales and services provided in this unit.           In addition to creating and providing services, an important business segment is presentation. Some industries do this successfully exclusively through online platforms, but for certain types of products and services, clients want immediate experience. Moreover, it is precisely the actual experience and personal experience that is the marketing lure for the modern user who is bombarded with content and images. The successful company Greyp bikes, which develops high-tech finished products and individual elements for electric bicycles in its plant in Sveta Nedelja with its sister Rimac cars, although present online in all markets, has created a new showroom in its home space, based on "engagement marketing". Here, potential customers can try all the latest innovations from this Croatian company in a modern interior, which reflects Greyp's unique style and business principles, while relaxing with employees, either on the VR platform, or by performing one of the electric bike models from the showroom.           A new factor to consider when building and arranging business premises is the socio-economic crisis caused by the coronavirus pandemic. The challenging and unusual situation, in which almost all of us have become acquainted with the principle of working from home, brings new questions about potential projects for arranging a new or remodeling an old business space. In addition to the global crisis caused by the coronavirus pandemic, we have additionally faced construction damage caused by strong earthquakes. Some business entities that ran their business in the city center have decided on a temporary or permanent location in newer business complexes, which still usually offer "bare walls". However, a serious approach and business strategy must not neglect the concern for the company's reputation, which is certainly influenced by the work space. In addition, a quality and harmonious workspace has been proven to increase productivity and improve the work atmosphere, and what raises the bar in the market and distinguishes between average and excellent are satisfied, productive and loyal employees. One of the propulsive teams with which the Križnjak Architectural Studio had the opportunity to work is the pharmaceutical company Salveo. Their creativity and dynamism were also reflected in the spatial project of expanding and adapting the office in Zagreb. The existing space has been expanded by adding new office units, separate rooms that are the basis for personal expression. Such an organization of space ensures independence and autonomy in work, necessary in the circumstances in which we currently find ourselves. However, bearing in mind the future and the return to pre-pandemic trends in business organization, the emphasis is placed on common and social spaces. In addition to the new office units, there is a lecture hall, a meeting room, a work-creative "hub" for Salve's team with a tribune and a kitchen, while a special feature is a hallway with a precisely designed wall that combines niches for work, short meetings, telephony or short breaks. having coffee with colleagues. This functional organization of space allows independent or group work depending on current needs. The flexibility and functionality that were required by the users resulted in an increase productivity, but also creative spontaneity and mutual exchange of ideas, which is the foundation of today's business. Investing in company branding, as well as the visual and functional experience of the workspace, brings positive results in the field of work dynamics, productivity and business.                        

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Interview with Mirna Lipovšćak, Director of the Insurance Engineering Sector at UNIQA Insurance

Tell us briefly about the Uniqa insurance group, how long have you been represented on the Croatian market? UNIQA Insurance d.d. it is part of the UNIQA group, one of the leading insurance groups in Austria and Central and Eastern Europe. UNIQA has been operating in Croatia for 21 years and is reinsured within the UNIQA Group and with world-class reinsurers: Axa Corporate Solutions Reinsurance Co, Lloyds, Munich Re, Swiss Re and others. UNIQA offers all types of life and non-life insurance for individuals and legal entities and is committed to the introduction of new technological solutions, improvement of business processes and quality and fast payment of damages. Our business strategy follows the umbrella UNIQA 3.0 strategy of the UNIQA Group, which is manifested by a common goal - to enable customers a safer, longer and better life. Why is it important to ensure our properties? It is important to insure the property because of various risks that can cause great material damage that can jeopardize the financial stability of the property owner, whether it is a private person or a business. The recent earthquakes, first in Zagreb and later in Petrinja, Sisak and the surrounding area, pointed to a large disparity between insured and damaged property, which is why the state and local and regional self-government units must bear the heavy burden of rehabilitation. The devastating earthquake has prompted many to think about securing their homes and business premises and has opened up many other issues, such as building insurance that does not cover household insurance but only common parts of the building and earthquake insurance, which is not basic coverage but is contracted as additional coverage. Natural disasters remind us most strongly that such damage does not only happen to "someone else", and that it is a matter of time before something like this can happen to any of us. Let's just remember the flood in Gunja in 2014, the fire that devastated the suburbs of Split in 2017 or the storm in Zagreb in May 2019. Due to the catastrophic consequences of natural disasters, but also many other risks - from careless disasters to burglary and theft - Property insurance should become the rule, not the exception. In Croatia, we are making slow progress in terms of awareness about property insurance, as evidenced by the fact that property insurance premiums in the past 10 years recorded only a very slight growth trend, so in 2018 it amounted to 44 euros per capita, which is almost four times was 168 euros per capita in the same year. Last year, it was 48 euros per capita. What are the basic principles of property insurance? When asked about the basic principles of property, I thought you should tell us something more about the principle of compensation, that is, something more about overinsurance, subinsurance and double insurance. By concluding a property insurance contract, the risk of possible consequences of harmful events is transferred to the insurer, which enables insurance policyholders to more easily overcome harmful events that very often cannot be predicted or prevented. When contracting property insurance, one of the basic principles of property insurance is emphasized, and that is the principle of compensation for damage, according to which the compensation from insurance cannot be greater than the actual damage suffered by the insured. For example, if the value of the case is HRK 20,000 and it is insured at HRK 20,000, and the damage is estimated at HRK 19,000, the compensation for damage cannot be higher than the actual damage - HRK 19,000. Overinsurance means that the amount for which the property is insured is higher than its actual value, while in reinsurance the situation is reversed: the amount of insurance is less than the actual property values. In order to avoid subsequent disputes over damages, it is important that the insured contracts the real value of his property, which can always and should be consulted with an agent who will explain how this value is determined and what to do if during the insurance contract the value of the insured property changes. Double insurance means that the same subject is insured against the same risks by several insurers. For example, a building is insured against fire by two different insurers. The insured has the right to claim compensation from each insurer, but the total compensation for damage cannot be higher than the estimated damage to the property. Co-insurance is applied when assets are insured that cannot be insured by a single insurer due to high risks. Such assets are insured with several insurers who share the risk and undertake, in the event of damage, to pay part of the compensation for damage. Is there a difference between movable and immovable property insurance? When contracting office or business premises, it is first necessary to check whether the building is multi-storey and whether there is a housing manager who is obliged to provide common parts of the building. Common parts of the building are load-bearing structural walls, mezzanine structure, chimneys, common rooms, common installations and the like. Everything else does not belong to the common parts of the building and should be insured separately because each co-owner is liable for his private property and in case of damage it will not be reimbursed to him from the insurance with the housing manager. If the building does not have a housing manager, then the entire property should be secured along with the private premises. When contracting insurance, the owner should assess which risks he wants to insure against. And in this case, we advise clients to contact us for help and advice before arranging a policy so that they are familiar with all the details and know exactly what they are entitled to in the event of damage. The property can be insured only from basic fire risks which, along with fire, include lightning, storm, hail, etc., but also from additional risks such as floods, landslides, water spills from water pipes, etc. Earthquake insurance should also be considered. and burglary. Movable property can be insured against the same risks as real estate, such as fire, earthquake and burglary, but also against risks inherent in the movable property itself, such as an accident in operation, operating errors or the operation of electricity. Movable property includes, for example, furniture, IT equipment, machines and appliances, etc. Which insurance policies would you recommend to business premises owners? When insuring a trade or company, it is always best to take the so-called all risk policy, ie insurance against all risks. It covers the destruction, damage or disappearance of insured items (property, machinery, equipment, supplies, etc.), due to sudden and sudden events such as, for example, fire, flood, storm, but also from all other hazards. Such a policy also covers damage due to operational downtime, ie business interruption, which is the result of destruction, damage or disappearance of insured items. Companies or crafts that operate in business premises of up to 250 square meters and where the total value of equipment and stock does not exceed HRK 2 million can contract an insurance policy - Business Package - online, and larger companies can contract their assets on request. In any case, before buying an insurance policy, it is good to turn to experts from insurance companies, who will agree with the client an offer that best suits his needs and covers all potential risks.

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Interview with Zoran Arsov from Delight Office Solutions

For more than half a year, the COVID 19 pandemic has affected the way we perceive office work. There are many companies that have transferred their employees to work from home, some have chosen hybrid work and occasional visits to offices. On the other hand, we notice an undiminished demand for office space. Many companies have decided to use this very moment to redesign, adapt or relocate their offices? It is for this reason that we decided to talk to Mr. Zoran Arsov, COO Partner from Delight Office Solution, a company that we increasingly see in the role of partners to large international and domestic companies in the transformation of their offices.

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The time of giving gifts to our loved ones and our business partners is approaching. We asked for tips on how to choose the right dream gift shop - Deliciiije

Tell us something about your company, what exactly do you do? Deliiicije is a small specialized chain of stores with the main focus on sweet and fine. We also offer salty delicacies (sauces, truffles, spices, oils, ajvari ...), but we are still best known for a large selection of chocolates, biscuits, cakes and other sweets. We opened our first store in 2007 because we could not find the delicacies we were looking for anywhere in Croatia. To buy good pralines, we had to drive at least to Vienna, and that is simply not practical. We listened a bit and realized that we are not the only ones, and that in the whole of Croatia there is a whole legion of gourmets and gourmets, who love fine things as much as we do. We started this business without thinking too much, just before the big financial crisis, but since we have been in business for 13 years now, obviously not even bad timing can ruin a good idea :)   The time of Christmas is approaching, the time of giving. What do you think are the best gifts for business partners?  Business partners are people with whom we often spend a lot of time, and yet we know very little about their affinities, tastes and desires. With gifts for business partners, it is necessary to find the right balance between the neutral but not the generic; rich but not too expensive. That gift must speak on our behalf about the gratitude and respect we feel. Therefore, we recommend our ready-made gift packages for business partners. For business partners from abroad, we recommend gift packages with local products, such as Zlatarevo zlato or Gušti, while "our" people will surely be delighted by any combination of local wine and Swiss chocolate, gift package Chic or gift package Oro. It is also convenient to mention that we have a web shop and that we deliver to all EU members in addition to Croatia. With a business gift, you can stand out well and present your company in a different way. What do you think about that? Gifts often say more about the giver than the giver. If you have neither the time nor the gift idea, you can always contact us with a rough idea and budget for the gift, and we will do the rest. We can also personalize your gifts - make a special design for chocolates and chocolates, put your label on wine or liqueur, add a message ... We are especially proud of our wrapping skills that turn every gift into a work of art. You can also see how we package the products in the video.

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Interview with Alenka Kostanjević Špiljarić from Dizzconcept

Can you tell us a bit more about your company, what exactly do you do? Something about your products Dizz Concept (formerly INkea) is a design studio that designs furniture of contemporary design and high functionality. As we also have our own production plant in addition to the studio, the furniture that we or our associates _ designers and architects design, we produce ourselves. Today, Dizz Concept products are well known to all lovers of good design and connoisseurs of functionality in furnishing spaces around the world. The popular Pop-up kitchen PIA is conquering large urban centers around the world, because in one well-designed cabinet with a TV located in a niche in one door, there is a fully equipped kitchen - it has a refrigerator, dishwasher, stove, hood, oven or even built-in coffee machine. For it, the author, architect Darko Špiljarić, the founder of Dizz Concept, received many international recognitions and awards. A functional solution for mini housing units is offered in the popular MOVI program. 16 m2 of room are enough to have a kitchen, dining room and seating in the day mode, and in the night mode you sleep in a "real" bed 140 cm wide. And all this with a minimum of eight closets that "travel" through the space, transforming it from a living room into a bedroom. Dizz Concept also manufactures office furniture and has been the leader of the domestic market for years in offering the latest trends in furnishing business premises with a special emphasis on workplace ergonomics and reducing stress in the work environment. How the pandemic crisis has affected your business A pandemic is certainly an unexpected business circumstance that few could have expected. She is in the business world and a big challenge. Challenges can sometimes get the most creative out of people. With nearly 30 years of work and in itself a challenge, a pandemic is just one of them. That's how we approached her, with respect, but without fear. What impact do you think the pandemic will have on your industry? The impact on the timber industry, as in any other human activity, will depend on how long the pandemic lasts. For now, as far as I follow what is happening in the industry, domestic producers are only at a profit. Has the pandemic indicated any new trends in furniture production? You are starting to appreciate more what you have in your own backyard, while before our customers always had in mind that it is there, in the neighbors better and cheaper. Such thinking was unfounded. It is now clear. Domestic is beginning to be appreciated. Finally. How do you see the world economy after the pandemic? Things are rearranging. There are a lot of unknowns. It will be different, that's for sure. Do you have a new product range, which is adapted to the way offices work during a pandemic? The pandemic caught us in the development of a new product that should reduce stress in open-ended offices, which are objectively the most numerous and which have been an absolute hit in Europe for the last thirty years. Namely, psychologists from the development team of our company, which includes architects, designers and wood technology engineers, noticed the problem of the impossibility of concentrated work due to constant distractions in offices with many people. The consequences are along with stress, a high percentage of errors at work as well as an excessive loss of work effect. Employees and their employers are at a loss. OFFICE SHELL is our offered answer to this problem. Anyone who feels that nervous pressure before the end of the project when you only need peace and quiet will be accommodated in a spherical space where a person feels protected and well, equipped with ergonomic furniture. OFFICE SHELL is designed to be a workstation that is entered with announcement and reservation, because we are aware that not everything will be able to work in such ideal conditions. The spread of the dangerous virus in crowded spaces has indicated that OFFICE SHELL can also be a space that provides the necessary distance between people, while allowing the necessary cooperation and teamwork that can only take place in our workspaces.

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Tenant experience brought up to next level

Vincent Vallois MRICS, Co-Founder of Online Real Assets – CEE Partner of Spaceflow tenant experience application – sees the market from a new perspective. Online Real Assets has just launched Spaceflow in Hungary and they see great potential and momentum for a space-as-service transition of the commercial real estate market.

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SPACEFLOW takes Real Estate From Space-to-rent to Space-as-a-service Business“ -

With co-working experiences booming around the globe, workspaces are becoming much more than four walls and a table. Spaceflow, a Czech startup, challenges our imagination and creativity to reshape how we think of Real Estate. Are we ready for it?

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Zoran Arsov, COO - Partner tvrtke Delight Office Solution

Poslovni prostori budućnosti će biti još kolaborativniji, poticati kreativnost i maštu zaposlenih te zasigurno postati destinacije koje će privući zaposlene da više borave u njima, pogotovo danas kada se posao može obaviti bilo gdje.

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